Queen Latifah and Long Term Care

I swear that I do NOT watch Entertainment Tonight on a regular basis. In fact, I would guess that I see that show about five times a year. But it is a guilty little pleasure when I do see it…kind of like reading People Magazine. But I did see the show recently and...

What Are the Options if a Long Term Care Insurance Policy Lapses?

I recently gave a presentation to a group of approximately 30 professional advisors at a “lunch and learn” offered by our local Community Foundation. One of the attorneys present asked about options for her client who developed dementia and had not been paying bills...

What if I Have Long Term Care Insurance and Never Need Care?

I am frequently asked “what if I have long term care insurance and never need care?” Think about that. Think about the purpose of any type of insurance. Yes, with life insurance you know that at some point that policy is going to pay out a death benefit. But I don’t...