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IMG_1480Fifteen Activities to Exercise your Brain

1 Grab a cue and play pool. Rack ’em up, grab a cue, and contemplate on your strategy. Billiard players must focus on the immediate, blocking out distractions as they plan their next moves. Strategic planning increases mental clarity. Concentrating on the…Read More…

dad father honor amaze

My Dad Never Ceased to Amaze Me!

ThenIn honor of Father’s Day coming up, I’m sharing a story I wrote about my Dad more than ten years ago..  This story was published in the Asheville Citizen-Times in 2006, about six months before Dad passed away.  He actually spent the last four months in his life in…Read More…

 

  mom, blog, home care

Mother’s Day is coming!

What’s the role of a “mom”? My mom took care of us in every sense of the word.  Five kids.  That’s a whole lot of caretaking—from the birth of the first to the last one leaving the house it was about 30 years of her life. We lived on a small farm.  We had a…Read More…

 

 

 

 

 

 

 

 

 

 

 

 

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16 Things I Would Want if I Develop Dementia

I want to share with you an article I recently ran across on Facebook—the source of all important information!  It’s written by Rachel Wonderlin.  Rachel has her Master’s in Gerontology and works with dementia patients inRead More

red_approved_stamp_clip_art_12924 red stamp approved 90 day certificationWhat the heck is the “90 day certification” in a long term care policy??

A frequent area of confusion both when purchasing a long term care policy and at the time that a person is filing a claim is the required “90 day certification”. First, some history. This certification requirement is not…Read More…

pool of benefits, pool of money, piggyWhat is the “Pool of Benefits” in a long-term care insurance policy?

As a policyholder, the “Pool of Benefits” is the total amount of money that you have available from the insurance company to pay for your care. The amount in the pool is generally determined at the time of the initial purchase by selecting the …Read More…

 

8675799486_faa2094766How do I know the Insurance Company will be around when I need it?

How do I know the Insurance Company will be around when I need it? The question about whether a company will be around in the future is a concern about the financial stability of the insurance company. Not surprisingly, questions like this have increased since the...Read More…

 

 

 

 

 

Is Long Term Care Insurance A Waste of Money?Is Long Term Care Insurance A Waste of Money?

Is your auto insurance a waste of money? Is your home-owners policy a waste of money? Is your health insurance a waste of money? Your answer to each of these questions may vary on any given day. If you’ve never had a claim on your auto insurance you may very wellRead More…

 

 

Riders! What are they and do you want them?

Riders! What are they and do you want them?

No, a “rider” is not some hot guy sitting on his Harley. At least not in the insurance world. In the insurance context, a rider is something that is added to an insurance policy to “soup up” the policy. I want to share with you the riders that in my opinion are worth

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weirdest-word

The Weirdest Word in Long Term Care Insurance

Every industry has its jargon. Whether it’s an IPO, a URL, SEO, if you don’t know the acronym you can be left scratching your head. It doesn’t just apply to acronyms. Often there are words or terms that are used that seem to make no sense. In the LTC (that’s Long TermRead More…

 

 2016 Tax Deductions for LTC Insurance Announced

2016 Tax Deductions for LTC Insurance 

If you have long term care insurance, you may be able to deduct some or all of your premiums. The Feds recently announced the amount of a long term care insurance premium that can be deducted as a medical expense for 2016. The amounts are as follows: Attained age atRead More…

 

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Queen Latifah and Long Term Care

I swear that I do NOT watch Entertainment Tonight on a regular basis. In fact, I would guess that I see that show about five times a year. But it is a guilty little pleasure when I do see it…kind of like reading People Magazine. But I did see the show recently andRead More…

 

LTC Insurance Companies

If you are considering long-term care insurance, there is a lot more to consider than just the policy benefits and premium costs. The carrier or company who issues the policy will be responsible for paying any future claims so it is very important to learn more aboutRead More…

Types Of Long Term Care

Long-term care can be received in a variety of settings. The setting is usually determined by the support system (your family, attending physician, or someone qualified to develop a plan of care) you have and the reason that you need long-term care. Some needs can...Read More…

LTC Mistakes

Mistakes To Avoid When Considering Long-term Care Thinking about your long-term care planning can be overwhelming but there are a few things that might help. Trying to avoid the mistakes many people tend to make will help things feel a lot less complicated! 1. The “it...Read More…